Phone: 315-686-3212 Fax: 315-686-2503

Office Hours: Mon-Fri 8:30am-4pm

CIA Main Office

Clayton Improvement Association, Ltd.

CIA Owned/Managed Properties

CIA: Owner/Mgr. of Housing Communities/Community Facilities

Owned by CIA -

French Bay Elder Cottages

French Bay Elder Cottages are an 8-unit complex located on beautiful Strawberry Lane in Clayton, New York. The units are individual cottages designated for the elderly, who are income eligible. The cottages are designed for eligible people who no longer can care for their home or are disabled regardless of age but are not ready enter an elderly housing complex. Your freedom and independence are in tact as you would be living in your own home, just on a smaller scale.

Presently our income limits are as follows:

$23,580 for one person

$26,940 for two people

Features include:

Refrigerator
Gas Stove
Washer & Dryer in each unit
Parking is provided next to each cottage
Mail is delivered to your deck
Grocery & Prescription Delivery is available
Meals on Wheels Program
Refuse Removal & Snow Removal
Lawn Care
Call for Aid
Cable TV & Telephone hook-ups
Fire Alarm System

Incomes include: Gross Social Security, SSI, Pensions, Annuities, Rental Income, VA Pensions, Wages, Worker's Compensation, Disability, etc.

Income from Assets include: Interest or Dividends earned from a Checking or Savings Account, CD's, IRA's, Stocks & Bonds, Credit Union Accounts and Real Estate (home, property, etc.).

Utilities are not included in the monthly rent. The cottages are heated with a propane furnace and hot water baseboards. You are responsible for propane expenses, as well as electricity. Each cottage is metered separately and you are only billed for your usage.

For more information, please contact:

Wanda Phelps, French Bay Elder Cottages

912 Strawberry Lane, Clayton, New York 13624

Phone: (315) 686-4386

Fax: (315) 686-3920

TDD: 1-800-662-1220

Email: wphelps@gisco.net

Owned and Operated by The Clayton Improvement Association, Ltd. Financing provided by the HUD HOME Trust Fund, administered by New York State Division of Housing and Community Renewal.

Managed by CIA -

French Bay Family Housing, Clayton

French Bay Family Housing is a 2 building, 24 unit, 2 story apartment complex located on beautiful Strawberry Lane in Clayton, New York. Our complex is designed for applicants who meet our eligibility and income criteria.

Presently, our income limits are as follows:

$36,500 for 1 person

$40,900 for 2 people

$45,350 for 3 people

$49,750 for 4 people

Features include:

Laundry Facility
Prescription Delivery
Snow Removal/Lawn Maintenance
Fire Alarm System with Alarm Pulls
Cable TV & Phone Hookups

Rents are figured at 30% of your adjusted monthly income. Incomes include: Gross Social Security, SSI, Pensions, Income from Assets, Rental Income, VA Pensions, Wages, Child Support, Alimony, Worker's Compensation, Disability, etc.

Income from Assets include: Interest or Dividends earned from a Checking or Savings Account, CD's, IRA's, Stocks & Bonds, Credit Union Accounts and Real Estate.

Medical Expenses are calculated as a credit when an applicant is 62 years of age or older OR disabled regardless of age. Eligible expenses are: Health Insurance Premiums, any outstanding medical bills that you are currently making payments on and prescription or doctor bills that are not reimbursed by insurance or any other agency.

Child credits are given for children in the household who are under 18 years of age OR children who are dependents of the tenant or co-tenant that are registered as full time students.

Although utilities are not included with rent, we do award a utility allowance, which is credited when rent is figured.

For more information, please contact Judy Johnson or Wanda Phelps

(315) 686-5978 or (315) 686-4386

Fax: (315) 686-3920

1-800-662-1220 TDD

Email: whelps@gisco.net

This is an Equal Opportunity Program. "In accordance with Federal Law and U.S. Department of Agriculture Policy, this institution is prohibited from discriminating on the basis of race, color, national origin, sex, age or disability. (Not all prohibited basis apply to all programs). To file a complaint of discrimination, write: USDA, Director, Office of Civil Rights, 1400 Independence Avenue, S.W., Washington, D.C. 20250-9410, OR Call: (800) 795-3272 (voice), or (202) 720-6382 (TDD)."

French Bay Family Housing is owned, in partnership, by Dave Bacon and Mark Purcell.

Financing and subsidy are provided by USDA, Rural Development.

Antwerp Senior Housing, Antwerp

Antwerp Senior Housing is a 24 unit, two-story apartment complex, located on beautiful Lexington Avenue in Antwerp, New York. Our complex is designed for people 62 and older or disabled persons regardless of age, who are income eligible. Presently, our income limits are as follows:

$36,500 for one person

$40,900 for two people

Features include:

Community Room
Elevator
Laundry Facility
Mail & Prescription Delivery
Meals on Wheels Program
Refuse & Snow Removal
Lawn Care
Fire Alarm System
Security Camera
Call for Aid
Cable TV & Phone Hook-ups

Rents are figured at 30% of your adjusted monthly income. Incomes include: Gross Social Security, SSI, Pensions, Annuities, Rental Income, VA Pensions, Wages, Worker's Compensation, Disability, etc.

Income from Assets include: Interest or Dividends earned from a Checking or Savings Account, CD's, IRA's, Stocks & Bonds, Credit Union Accounts and Real Estate (home, property, etc.).

Medical Expenses are calculated as a deduction when figuring your rent. Eligible expenses are: Health Insurance Premiums, any outstanding medical bills that you are currently making payments on and any out of pocket prescription costs or doctor bills that are not reimbursed by insurance or any other agency.

Although utilities are not included with rent, we do award a utility allowance, which is credited when rent is figured.

For more information, please contact:

Wanda Phelps, Antwerp Senior Housing

500 Lexington Avenue, Antwerp, New York 13608

Phone: (315) 659-8203 MWF 8am-noon or (315)686-4386 M-F 8am-4pm

Fax: (315) 686-3920

TDD: 1-800-662-1220

Email: wphelps@gisco.net

Antwerp Senior Housing is owned by Antwerp Housing Development Fund Company, Inc. and is Managed by the Clayton Improvement Association, Ltd.

Financing is provided by New York State Division of Housing and Community Renewal.

Riverview Apartments, Clayton

Riverview Apartments is a 71 unit, two-story apartment complex located on beautiful Strawberry Lane, Clayton, New York. Our complex is designed for elderly defined by age 62 or older, handicapped or disabled applicants, regardless of age, who are income eligible.

Presently our income limits are as follows:

$23,280 for one person

$26,580 for two people

Features include:

Two Laundry Facilities
Elevator
Prescription and Grocery Delivery
Parking
Meals on Wheels Program
Refuse & Snow Removal
Lawn Care
Fire Alarm System
Call for Aid
Cable TV & Phone Hook-ups

Also, we have monthly dinners, daily coffee hours, weekly library exchange from Hawn Memorial Library, Bible Study, BINGO, Association for the Blind and Alzheimer's Association meetings, and MUCH MORE!

Rents are figured at 30% of your adjusted monthly income. Incomes include: Gross Social Security, SSI, Pensions, Annuities, Income from Assets, Rental Income, VA Pensions, Wages, Worker's Compensation, Disability, etc.

Income from Assets include: Interest or Dividends earned from a Checking or Savings Account, CD's, IRA's, Stocks & Bonds, Credit Union Accounts and Real Estate (home, property, etc.).

Medical Expenses are calculated as a credit when figuring your rent. Eligible expenses are: Health Insurance Premiums, any outstanding medical bills that you are currently making payments on and any out of pocket prescription costs or doctor bills that are not reimbursed by insurance or any other agency.

Although utilities are not included with rent, we do award a utility allowance, which is credited when rent is figured.

For more information, please contact:

Wanda Phelps or Kate Boyle, Riverview Apartments

912 Strawberry Lane, Clayton, New York 13624

Phone: (315) 686-4386

Fax: (315) 686-3920

TDD: 1-800-662-1220

Email: wphelps@gisco.net or kbalcom@gisco.net

Riverview Apartments is owned by Strawberry Lane, LLC and is Managed by the Clayton Improvement Association, Ltd.

Financing is provided by USDA, Rural Development with subsidy provided by HUD and New York State Division of Housing and Community Renewal.

Kamargo Apartments, Black River

Kamargo Apartments is a 24 unit, two-story apartment complex located in beautiful Black River, New York. Our complex is for Senior Citizens who are 62 ages of age or older and Mobility Impaired households who are income eligible.

Presently our income limits are as follows:

$19,400 for one person

$22,150 for two people

Facility Features include:

Laundry Facility
Mail Delivery
Meals on Wheels Program (through the Office of the Aging)
Closed Circuit Security System
100% unit rental assistance
Community Room with kitchen
On-site parking
Elevator
Pets Welcome!

Apartment Features include:

An Energy-Efficient Design
Handicapped Apartments
Tenant-Controlled Heat
Generous Closet Space
Wall to Wall Carpeting
Kitchen Appliances
Cable TV & Phone Hook ups
Watertown & Super Wal-Mart are just 10 minutes away!
*Smoke-Free Building*

Income from Assets include: Interest or Dividends earned from a Checking or Savings Account, CD's, IRA's, Stocks & Bonds, Credit Union Accounts and Real Estate (home, property, etc.).

Although utilities are not included with rent, we do award a utility allowance, which is credited when rent is figured.

For more information, please contact:

Site Office: 224 Leray Street, Black River, New York 13612

Phone: (315) 773-6918 M-F 8am-11am

Wanda Phelps, Project Manager, Riverview Apartments

912 Strawberry Lane, Clayton, New York 13624

Phone: (315) 686-4386

Fax: (315) 686-3920

TDD: 1-800-662-1220

Email: wphelps@gisco.net

Kamargo Apartments is owned by Kamargo Housing Development Fund Company, Inc. and is Managed by the Clayton Improvement Association, Ltd.

Financing is provided by New York State Division of Housing and Community Renewal.

Regis Court Apartments, Deferiet

Regis Court Apartments is a 14-unit, three-story apartment complex located in Deferiet, N.Y.,--and is a short drive to Carthage, Black River, Watertown and the Fort Drum Military Base.

This housing complex is considered “affordable housing” available only to persons/families who are income qualified.

The current income limits are:

$31,450 for one person

$35,959 for two people

$40,450 for three people

$44,900 for four people

This means as long as your income qualified or your annual income is less than the above income limits, your rent would be the following:

$316 for an efficiency apartment

$402 for a one-bedroom apartment

$460 for a two-bedroom apartment

Income sources for eligibility include: gross Social Security, SSI, pensions, gross wages, unemployment, child support, annuities, income from assets, rental income, V.A. pensions, worker’s compensation, disability, etc.

Income from assets include: interest or dividends earned from a checking account(s), savings account (s), certificates of deposit, stocks and bonds, credit union account(s), real estate (home, property), etc.

Apartment features include:

v Heat, water, and sewer are included in monthly rent

v Electric refrigerators and stoves

v Coin operated washers and dryers in laundry room

v Lawn and snow maintenance

v Free, off road parking by permit

v Guest parking

v Cable TV and Phone Hook-ups

v Building Security and Fire Alarm Systems

v Handicapped accessible units

For more information, please contact:

Mrs. Patricia Kepler

44 Riverside Drive

Deferiet, New York 13628

(315) 493-9060

M-W-F 9 a.m. – 12 noon

TDD# 1-800-662-1220 or

Mrs. Wanda Phelps

CIA Property Manager

(315) 686-4386 or (315) 775-3302

wphelps@gisco.net

Regis Court Apartments is owned and operated by the Clayton Improvement Association, LTD.,

Financing was provided by the New York State Housing Trust Fund and was administered by the New York State Division of Housing & Community Renewal, now known as New York State Homes & Community Renewal—which has regulatory oversight of the property.

Clayton Improvement Association is an equal opportunity provider and employer. To file a complaint of discrimination, write: USDA, Director of Civil Rights, 1400 Independence Ave., SW, Washington, D.C., 20250-9410,

or call 1-800-795-3272 (voice) or (202)-720-6382 (TDD).

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