Each year, the CIA, LTD., applies for housing assistance grants from state and federal funding sources. What follows are the most current grand awards that continue to assist homeowners with improvements located in Northern Jefferson County (the CIA’s 10 Town Service Area). The other finished grant programs listed below demonstrate how the CIA has assisted first time home buyers throughout Jefferson County.
Available Programs
Owner- Occupied Rehabilitation Program
The Clayton Improvement Association, LTD. has been awarded a HUD North Country HOME Consortium Owner-Occupied Rehabilitation Grant to improve single-family owner occupied eligible households in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, Orleans, Pamelia, Philadelphia, Theresa, Wilna and the hamlets contained within. Applicant must meet income criteria to be eligible. Please call Beth A. McGraw for more information. (315) 686-3212 Option #1 or email cia@gisco.net.
1. To qualify for this program you must live in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, LeRay, Orleans, Pamelia, Philadelphia, Theresa, Wilna. Your home must be your primary residence.
2. You must have clear title to your home. Ownership can be proven through a fee simple title, documented life us of the property, 99 year leasehold or
ownership/membership in a cooperative. Clear title also includes that there are no restrictions or encumbrances that would unduly restrict the marketability of the property. A land contract may be used as proof of ownership when it has been filed and recorded with the Jefferson County Clerk.
3. All taxes on the property must be current and the property must be fully insured. You will need proof of these two items.
4. Your income must not exceed the following limits for the size of your household:
Household Size
1 2 3 4 5 6 7 8
30% LIMITS 14,600 16,650 18,750 20,800 22,500 24,150 25,800 27,500
LOW INCOME 24,300 27,800 31,250 34,700 37,500 40,300 43,050 45,850
60% LIMITS 29,160 33,360 37,500 41,640 45,000 48,360 51,660 55,020
LOW INCOME 38,850 44,400 49,950 55,500 59,950 64,400 68,850 73,300
Effective Date June 1,2021