Each year, the CIA, LTD., applies for housing assistance grants from state and federal funding sources. What follows are the most current grand awards that continue to assist homeowners with improvements located in Northern Jefferson County (the CIA’s 10 Town Service Area). The other finished grant programs listed below demonstrate how the CIA has assisted first time home buyers throughout Jefferson County.
Owner- Occupied Rehabilitation Program
The Clayton Improvement Association, LTD. has been awarded a HUD North Country HOME Consortium Owner-Occupied Rehabilitation Grant to improve single-family owner occupied eligible households in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, Orleans, Pamelia, Philadelphia, Theresa, Wilna and the hamlets contained within. Applicant must meet income criteria to be eligible. Please call Beth A. McGraw for more information. (315) 686-3212 Option #1 or email email@example.com.
1. To qualify for this program you must live in the Towns of Alexandria, Antwerp, Cape Vincent, Clayton, LeRay, Orleans, Pamelia, Philadelphia, Theresa, Wilna. Your home must be your primary residence.
2. You must have clear title to your home. Ownership can be proven through a fee simple title, documented life us of the property, 99 year leasehold or
ownership/membership in a cooperative. Clear title also includes that there are no restrictions or encumbrances that would unduly restrict the marketability of the property. A land contract may be used as proof of ownership when it has been filed and recorded with the Jefferson County Clerk.
3. All taxes on the property must be current and the property must be fully insured. You will need proof of these two items.
4. Your income must not exceed the following limits for the size of your household:
1 2 3 4 5 6 7 8
30% LIMITS 16,100 18,400 20,700 23,000 24,850 26,700 28,550 30,400
LOW INCOME 26,850 30,700 34,550 38,350 41,450 44,500 47,600 50,650
60% LIMITS 32,220 36,840 41,460 46,020 49,740 53,400 57,120 60,780
LOW INCOME 42,950 49,100 55,250 61,350 66,300 71,200 76,100 81,000
Effective Date June 1,2022